Coverage Options
Pressure Washing Insurance
Every policy a pressure washing contractor needs — in one place, from specialists who know the trade.
General Liability Insurance
General liability is the cornerstone of pressure washing insurance. It protects you against third-party property damage and bodily injury claims — etched concrete, broken windows, overspray drift, and customers slipping on wet surfaces.
Pollution Liability Insurance
Pressure washing generates wash water carrying detergents, sodium hypochlorite, oils, and debris. When that runoff reaches storm drains or waterways, it creates pollution exposure that GL excludes. Contractor's pollution liability (CPL) fills that gap.
Tools & Equipment Insurance
Your pressure washers, surface cleaners, hose reels, water tanks, and trailers represent a major investment. Tools & equipment insurance (inland marine) covers theft, accidental damage, and transit losses wherever your gear is.
Commercial Auto Insurance
Commercial auto covers your work vehicles — the trucks and trailers that haul your pressure washing rigs, water tanks, and crews. Personal auto policies exclude business use, leaving you exposed without it.
Completed Operations Coverage
Pressure washing damage isn't always visible when you pack up. Water intrusion behind siding, mold, or surface deterioration can appear days or weeks later. Completed operations extends your GL coverage to claims that arise after the job is done.
Workers Compensation Insurance
Workers comp is mandatory in nearly every state once you have employees. It pays medical costs and lost wages when a crew member is injured — falls from ladders and lifts, slips on wet surfaces, strains, and chemical exposure.
Commercial Umbrella Insurance
A commercial umbrella extends your liability limits when a serious claim exceeds your primary coverage. For contractors bidding commercial and property-management work, higher limits are often contractually required.
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